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COMMERCIAL INSURANCE

General Liabilities Insurance

Commercial Auto Insurance

Workers Compensation Insurance

Disability Insurance

Group Insurance

Inland Marine Insurance

Bonds

Demolition Insurance

Contractors Insurance

Garage Insurance

Insurance for
Food Services

PERSONAL INSURANCE

Long Term Care Insurance

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First Hand Guide to Insurance

General Liability Insurance

Colstan & Associates is providing Commercial General Liability Insurance to the businesses in the North East. Commercial General Liability Insurance has vital importance in modern controversial business environment. We often witness that even smaller misfortunes result in large risks of facing legal proceedings that often end up with heavy economic compensation.

General Liability Insurance provides risk coverage to your business or organization from most of such problems. It protects the assets of your business when it is prosecuted for some known or unknown reasons. Therefore, general liability insurance is an essential requirement for every company or organization along with property and worker's compensation insurance.

One can purchase Commercial General Liability insurance along with property insurance as Business Owner's Policy (BOP). A BOP is bundled insurance package that includes coverage for both Property and General Liability. However, if you need more insurance coverage you need to purchase General Liability Insurance separately. The amount of coverage being provided under a General Liability Insurance plan depends upon two important factors. First thing is the probable risks associated with the business that be being insured and then the state of business operation.

According to the General Liability Insurance policy, the insurer or business owner is required to pay the legal costs of a business in a covered liability claim or legal proceedings. However, bodily injury, property damage, personal injury, and advertising injury are covered under general liability claims. Except coverage from financial punishments, you will also get insurance cover for compensatory economic damages.

This is a common understanding that the business that is more prone to danger needs more coverage than possibly safer businesses. Under a Liability Insurance policy, the insurer is obligated to pay the legal costs of a business in a covered liability claim or lawsuit. Covered liability claims include bodily injury, property damage, personal injury, and advertising injury (damage from slander or false advertising). The insurance company also covers compensatory and general damages. Punitive damages aren't covered under liability insurance policies because they're considered to be punishment for intentional acts.

Colstan & Associates provides Commercial Liability Insurance broad form coverage (for bodily injury, property damage, personal injury and advertising injury) written on an occurrence form that shall be no less comprehensive and no more restrictive than the coverage provided by Insurance Services Office (ISO) form 1988.

GENERAL LIABILITIY - PLEASE COMPLETE FOR A QUOTE

We are licensed in these states: NY, NJ, PA, NH, CT, and MA.
We have been very success in writing policies for the following businesses: Electricians ~ Plumbers ~ Landscapers ~ Construction ~ Deli ~ Printers ~ Garage / Auto Mechanics ~ Distributors ~ Computer Stores
Applicant Information - GENERAL INFORMATION
Your Line of Business
First Name*
Last Name *
Company Name *
Mailing Address (First Named Insured): *
City*
State*	Zip*
FEIN or Soc Sec # (of First Named Insured):*
Phone *
E-Mail Address *
Fax
Company Information
Select One * Individual Partnership Corporation Joint Venture Subchapter “S” Not For Profit Org LLC # of Members
Years in Business
Proposed Effective Date

COMMERCIAL GENERAL LIABILITY

Coverages | Limits

Liability

Underwriting questions

Annual Sales*

Payroll for Employees*

Payroll for Officers*

# of Officers*

# of Employees in Field*

How Many Additional Insured

Prior Carrier Information

Carrier

Policy Number

Policy Type

Occurrence

Estimated Premium Paid

Any Policy or Coverage Declined Cancelled or Non-Renewed During the Prior 3 Years? (Not Applicable in MO)

Please select one
Yes No

Loss History

Enter all claims or losses regardless of fault or not in the past 5 years

If no claims please check box:

No claims in the last 5 yearss

I/We hereby authorize any credit bureau or any other investigative agency to investigate the references herein listed or statements or other data obtained from me / us or from any other person pertaining to my / our credit and financial responsibility.

I / We represent, warrant and affirm that all of the statements made by me / us in this application are true and correct.

Fair Credit Reporting Act disclosure: This application is for insurance purpose only and can be submitted to various Insurance companies for the purpose obtaining insurance policy (policies).

Comments/ Questions

* By checking this box - you are agreeing to the information above. This will serve as an electronic signature.

CALL (516) 944-7520 FOR MORE INFO

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