Homeowners Insurance

If you own your home and occupy it, you need a personal homeowner’s insurance policy. If you own your home and rent it to someone, you need a "dwelling fire" policy. No matter what type of place you live in, or whether you rent or if you own a condominium or co-op, you will still need a personal homeowners insurance policy. You have a lot to lose in furnishings, clothes, electronic equipment and all the valuable items you've accumulated. That’s why a personal homeowner’s insurance policy is needed to protect your property, and personal liability insurance comes included with a homeowners insurance policy. You can get 100,000 300,000 or up to 1,000,000 of personal liability insurance. Do you know that most companies will give you a higher windstorm deductible, why would you take a high windstorm deductible? This will save the insurance company money in the long run. How could this be? Well, if your deductible is $20,000 and you have a claim that is $15,000 this means the company will pay zero!!  Give yourself a peace of mind and let us assist you in finding what coverage you need to cover all your belongings and that will save you the most money, and coverage is granted at times of need.

CALL (516) 944-7520 FOR MORE INFO