Welcome to Colstan & Associates Blog

Commercial auto insurance NY is a must in the modern business world. So many businesses large and small use vehicles in their day to day operations that commercial auto insurance just makes sense because of the amount of travelling business vehicles do. More than that, commercial auto insurance NY is required by law.

Why Would You Need Commercial Auto Insurance NY?

Aside, from the fact that it is required by law, you want commercial auto insurance NY for the same reason that you want any other type of insurance. You want financial protection. Many businesses need company vehicles to complete their daily business operations. With employees driving these vehicles for business purposes, the insurance needs fall to you.

You have to remember that there are minimum requirements. It is the law that every commercial vehicle owner purchases a commercial auto insurance policy with a minimum amount of liability defined by the state. This minimum limit should only be your starting point.

How Much Coverage Do You Need?

There are so many factors that go into answering this question that you will need someone to guide you through the selection process. You may want to cover all vehicles owned by the company or those not owned by the company but used for business purposes. After you decide what vehicles you want covered, you will need to complete some basic calculations to decide how much you need.

Your coverage needs will depend on the size of your business, the number of commercial vehicles you have, and other factors. We at Colstan & Associates will discuss the importance of all these factors with you and listen to your concerns so that if you qualify for our policies then you will end up with a policy that gives you the coverage you need to run a successful business. We will get you the maximum coverage for the minimum price. When you need commercial auto insurance NY, auto insurance NY, boating insurance NY, or garage insurance NY, call Colstan & Associates for insurance done the right way.

Commercial auto insurance NY is a must in the modern business world. So many businesses large and small use vehicles in their day to day operations that commercial auto insurance just makes sense because of the amount of travelling business vehicles do. More than that, commercial auto insurance NY is required by law.

Why Would You Need Commercial Auto Insurance NY?

Aside, from the fact that it is required by law, you want commercial auto insurance NY for the same reason that you want any other type of insurance. You want financial protection. Many businesses need company vehicles to complete their daily business operations. With employees driving these vehicles for business purposes, the insurance needs fall to you.

You have to remember that there are minimum requirements. It is the law that every commercial vehicle owner purchases a commercial auto insurance policy with a minimum amount of liability defined by the state. This minimum limit should only be your starting point.

How Much Coverage Do You Need?

There are so many factors that go into answering this question that you will need someone to guide you through the selection process. You may want to cover all vehicles owned by the company or those not owned by the company but used for business purposes. After you decide what vehicles you want covered, you will need to complete some basic calculations to decide how much you need.

Your coverage needs will depend on the size of your business, the number of commercial vehicles you have, and other factors. We at Colstan & Associates will discuss the importance of all these factors with you and listen to your concerns so that if you qualify for our policies then you will end up with a policy that gives you the coverage you need to run a successful business. We will get you the maximum coverage for the minimum price. When you need commercial auto insurance NY, auto insurance NY, boating insurance NY, or garage insurance NY, call Colstan & Associates for insurance done the right way.

I would like to thank you for all of the inquires, and on our about 8/1/09 we will also be licensed in the State of Florida.  As soon as we get our license we will start to provide quotes on Flood Insurance in Florida.  We are looking to help out our friends in Florida for some of their insurance needs.  This service will be very helpfull to our friends in NY, NJ, CT that have Real Estate in Florida.  If there is anything I can do please call or email us.  

We can be also contacted by phone 1-877-732-3590.  

Thank you,

Al Stanco pres.

Buying car insurance NY is a personal experience.  So many things can impact the type and cost of coverage that you need that a generic quote or policy will not do you much good.  You need a policy that is tailored to your needs. 

Your Information And Circumstances

Some details such as your age and driving history will influence the cost of your policy so we begin there.  So, too, will your car’s make and model.  If your quote does not take these details into account then it might not be accurate, and how does it help you to get an inaccurate car insurance NY quote? 

Your Desires And Needs

The second set of details is based around your desires and needs.  How much coverage do you want to have?  How much basic coverage do you need to meet state requirements?  How much coverage can you afford? 

Times are tough and you may not be able to afford to pay much for auto insurance.  By looking at a variety of coverage levels, you can get the best deal.  You can then choose the deductibles that will give you the monthly payments that will work for you. 

The Personal Touch

You are a unique individual who deserves to get the best car insurance NY at the best price.  Many insurance companies treat you as if you are just a number.  They treat you as though you are just another policy without personal attention to your needs. 

The personal attention that you receive from us amounts to more than just friendly service.  It can save you money.  Our representatives can tailor policies to you so that you get all the coverage you need for as little as possible. 

The most important thing is to get your car insurance NY policy from a company that will go the distance to get you the best policy at the best price.  You need a company you can trust.  With us, you are never a policy.  You are always a person. 

Contractor’s Insurance provides protection to contractors against most of the legal actions and similar liabilities coming along their way at workplace. A contractor is liable for the injuries to workers caused by accidents that happen at workplace. Therefore, it is important for all contractors to cover them with a contractor’s liability insurance.

Getting Contractor’s Liability Insurance provides peace of mind to contractors and protection from financial losses incurred in paying compensation to workers after a lawsuit. It is almost mandatory for contractors engaged in large upscale industries like construction and manufacturing. These places employ a majority of employees working under potentially dangerous places. They are more prone to accidents. In such cases, contractors have to ensure the protection through proper general contractors insurance.

Contractor’s Insurance is also necessary for all subcontractors working under a general contractor. It is important for the general contractors to ensure that all their subcontractors are insured with general liability insurance.

Contractor’s insurance is requirement for companies. No matter your workers are recruited by your or hired from labor consultancies, you are liable for all their injuries at workplace. Therefore, buying contractor’s insurance is beneficial for you (as a contractor), your company, and your workers too. In case of any accidents, you will get financial coverage as written in your insurance contract.

While choosing contractor’s insurance, you need to consider three critical factors:  Insurer, Coverage, and Rates. Colstan & Associates provides contractor’s insurance to contractors in the following areas of Northeast:

§         NY (New York)

§         NJ (New Jersey)

§         MA (Massachusetts)

§         NH (New Hampshire)

§         PA (Pennsylvania)

§         CT (Connecticut)

§         VT (Vermont)

If you are a contractor from any of the above states looking for a suitable contractor’s insurance, you can contact Colstan & Associates for your insurance needs. Our more than two decades of experience in providing different types of personal and commercial insurance proves our skills.

Give us a call on (516) 944-7520 or complete our online form to get started.

We have helping lots of people who used to buy auto insurance from the online companies. Thinking that they would save so much by purchasing online. Those days that the online companies save you so much money are not around. We have been so busy replacing those policies, with several of our carriers and saving them 20 to 30% on their insurance with better coverage. Please see that you get a free quote, from your local agent or visit our site, or call us.