Workers compensation insurance NY serves two main functions.  First, it pays out money to employees who fall victim to a work related illness or injury.  Second, it protects the employer from the high costs of paying out for employees who fall victim to the work related illness or injury. 

 

What Exactly Does Workers Compensation Insurance Pay For?

Workers compensation insurance NY covers the medical treatment costs incurred by the employee as a result of the work related illness or injury.  This allows all the appropriate medical treatment costs to be paid without the employee or the company having to cover the costs themselves.

 

It can also pay out on the partial replacement of lost income in circumstances where an employee is unable to work for a period longer than seven days.  If the work related injury or illness was fatal then it pays out an amount to the surviving dependents.  The exact amount will be stipulated by the policy.

 

This type of coverage will also cover vocational rehabilitation expenses.  The goal is to get the injured or ill employee back to health and to gainful employment as soon as possible.  This return to health and to work is in everyone's best interest.

 

Why Choose Us For Workers Compensation Insurance NY?

You want to work with us because we at Colstan & Associates have been providing insurance plans for over 20 years.  We know the insurance field and are dedicated to serving you.  We know that businesses have hit hard times just like people, and we respond to the times. 

 

We are licensed with most insurance companies so we know what policies are out there and we can find you the best one for your business whether you need workers compensation insurance NY, disability insurance NY, long term care insurance NY, or health insurance NY.  If you qualify for our services then we will find you policies to provide you with all the coverage you need to protect both your business and your employees in the event of a work related injury or illness.

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