A customer drops her automobile off at your garage for some much-needed maintenance. The mechanic spends hours working on the car, diagnosing the problems and making all the necessary repairs. Before the car is returned to the customer, the mechanic rightfully wants to take it for a test drive to make sure all the problems have been fixed. As he takes it for a short ride around the corner, a car in front of him makes a short stop and he, unfortunately, slams into the car.

Another scenario could involve someone breaking in a customer’s car while it’s on your lot or perhaps severe weather causes serious damage to one or more customers’ cars while they are in your care. In each of these cases, a business’s General Liability policy will not provide it with enough coverage. A Garagekeepers policy will.

With Garagekeepers insurance, your coverage will include premises liability, products liability, automobile liability and automobile physical damage coverages. In addition to customer-owned cars, this coverage can also be extended to automobiles, tow trucks and other company-owned, rented or borrowed vehicles.

Another important feature of Garagekeepers insurance, also known as auto repair shop insurance, is that it provides the auto-business owner with legal defense coverage. This means any costs incurred by the insured while defending the company against claims and lawsuits will be covered.

By purchasing a Garagekeepers insurance policy, you’re taking all the necessary steps to fully protect your entire company. The highly qualified and experienced agents at Colstan & Associates will work with you to customize a Garagekeepers insurance policy that works best for your company. Contact us today at 631-266-2800 for more information.