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Boat Insurance

GET THE COVERAGE YOU NEED TO PROTECT YOURSELF AND YOUR INVESTMENT

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BOAT INSURANCE REQUIREMENTS

Why do you need Boat Insurance? Many costly situations could occur when owning a boat.

Your boat or the property on it could sustain damage. You or your passengers could be physically injured. Your boat could fail due to poor workmanship or vandalism.

Boat Insurance is invaluable.

Give Colstan a call today to discuss your Boat Insurance needs.

COVERAGES

Liability– If you cause an accident, Liability coverage will pick up costs due to bodily injury and property damages

 

Comprehensive– In the event of a non-collision related occurrence, you will be covered for the repairs due to damages to your boat. Non-collision related occurrences may include fire, vandalism and theft

 

Collision– In the event of a collision, you will be covered for repairing damages to your boat

BENEFICIAL OPTIONAL COVERAGES INCLUDE

*Policies can be customized to include these coverages – they are not automatically included

 

Towing– If your boat is immobilized, on-water towing will be covered.

 

Mechanical Breakdown– In the event of a mechanical breakdown, coverage to repair or replace the drive motor and lower unit of an outboard motor is included

 

Trip Interruption– In the event of damage or a covered loss, accommodations, transportation, and meal expenses will be covered

 

Uninsured Boat Coverage– Boat Insurance is optional in a majority of states. This coverage will take effect when property damage and or injuries occur due to an accident caused by an uninsured boater

BOAT INSURANCE COSTS

Boat Insurance is not always required, but why take the risk?

Boat Insurance is relatively inexpensive and can be customized to suit your needs and budget.

While smaller boats (under a certain size or value) may be covered under a Homeowner’s policy, larger boats require a specific Boat Insurance policy.

 

The cost of Boat Insurance is dependent on many factors. There are quite a few discounts that you may qualify for:

DISCOUNTS

Layup- If you do not use your boat in the winter, you may be eligible to receive a discount

 

Boating Safety Course– If you have taken an approved boating safety course and received a certificate of completion, you can receive a discount

 

Homeowner– Some companies offer a discount if you own a home, condo or townhouse

 

Multi Boat– Do you own more than one boat? We have a company that offers a discount for that!

GET A FREE QUOTE ON YOUR BOAT INSURANCE

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