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631-226-2800 NY | 609-451-0844 NJ
631-226-2800 NY
609-451-0844 NJ

Business Insurance

20 Mar

Posted at 12:30h in Business Insurance, Car Insurance, Commercial Property, Disability Insurance, Homepage, Insurance, Personal Insurance, Workers Comp by
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Here are some benefits of having Umbrella Insurance. When people get insurance they think of the basics: Homeowners/Renters, auto insurance, and life insurance. They think that is all they need. However, they need much more. Umbrella insurance, also known as excess liability insurance, is a way to protect you financially. This can protect someone if they are being sued, they have hit the limit on their auto insurance, or their homeowner’s insurance has been reached.   No one truly knows when a situation may arise where you will need the extra cushion in your life. Umbrella insurance is just the extra cushion you need in your life. Having this policy will be able to help when other insurances are limited in their ability to help you. In other terms it takes care of the gaps in your coverage. Umbrella insurance is very affordable and easy to obtain. It starts by reaching out to your friendly neighborhood insurance company- Colstan and Associates. When reaching...

27 Dec

Posted at 13:01h in Business Insurance, Car Insurance, Commercial Property, Disability Insurance, Insurance, Personal Insurance by
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As 2019 comes to a close, we often look back at the year as a whole and see where we could have done better and where we succeeded admiralty. Then as we also often do we plan our goals for the following year.In 2020, we might plan to start a business, grow our business, or even grow personally. With all this in mind it is important to make sure that all the information you need is in front of you. You can visit our website for more info on business insurance Colstan Business InsuranceFor starters, write out your goals for the overall year. Then break down the goals to quarterly and then monthly goals. From there do your research!One of the most important items that you will need no matter the goal you set forth is having the right insurance. The right insurance is crucial in not only protecting you where you need it most but it...

13 Dec

Posted at 14:32h in Business Insurance, Commercial Property, Insurance by
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 Reasons to get Bakery Insurance: Bakeries are loved throughout the year but especially during the holiday season. It is important to not leave any gaps in your insurance especially when your business is your lively hood. That is why we have listed the top five reasons you should get your bakery insured today!1. Some gets injured on your property, your baked goods get contaminated, or in the event you get sued.This can all be covered under liability insurance. There is general and product liability. This will help pickup lawyer costs, loss of income, and judgments. 2. Something happened to your building (if you own it) and/or something happens to your appliances, equipment, and shelving.Property and Content insurance will help cover any damage to the building or equipment in the event that something happens. 3. If you are forced to close up for any reason and loose income.Loss of income insurance covers any event that causes you to have...

29 Nov

Posted at 15:50h in Business Insurance, Commercial Property, Disability Insurance, Insurance, Workers Comp by
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Every year businesses think about their overall profit for the year. In some cases, if they are in the red, they will soon be in the black with the sales that commence around Black Friday and Cyber Monday. If a business is in the black, they will use Black Friday and Cyber Monday to bring in more profits than they already have for the year. Black Friday and Cyber Monday are two “holidays” that have become a big part of our culture. On the Friday after thanksgiving around midnight you can see people lining up outside malls and stores to get the first chance at the sales for gifts for their loved ones. Cyber Monday is similar, but is web based and most of the same businesses that had black Friday sales also have Cyber Monday sales. At Colstan we admire the turn around that these businesses create as they enter...

22 Nov

Posted at 12:30h in Business Insurance, Car Insurance, Commercial Property, Disability Insurance, Insurance, Personal Insurance, Workers Comp by
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Here at Colstan we provide all of our clients with support and care because when you insure with us you are a part of our family. That is why we wanted to take this time to share a post on our family so that you can get to know us better! ALFREDO STANCO President Al has been in the insurance business since 1992. He started his own brokerage, Colstan & Associates in December of 2000. He has worked with all types of businesses and has assisted many individuals in achieving their insurance needs. Over the years, Al has looked out for his clients to make sure that each insurance policy contains the correct coverage's for an affordable premium and he has picked a staff to provide impeccable service. Al’s hobbies include playing with his 3 boys, riding ATV’s and doing yard work. MARIA VICARI Office Manager Licensed Broker Personal and Commercial lines Maria joined Colstan & Associates, Inc. during March of 2008. She is...

02 Jul

Posted at 16:53h in Business Insurance by
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Flood insurance rates are changing – Are you prepared?Don’t get caught off guard. Make sure you are prepared for an unexpected catastrophe, especially when it comes to making sure you are covered for damage left behind from a flood. According to Federal Emergency Management Agency, FEMA, “floods are the number One natural disaster in the United States”, yet the Insurance Information Institute reports “only 18 percent of Americans have flood insurance”.  When a disaster strikes, like when one of the most devastating hurricanes in US history, Hurricane Sandy that hit Lindenhurst, New York in 2012, people are left with a huge loss and a mess to clean up. Some never do pick up the pieces, and the city is left with abandoned homes which result in dangerous eye sores and declining property rates for those left behind. Hurricane Sandy hit the east coast, New York City, and Long Island with a...

16 Mar

Posted at 17:17h in Business Insurance, Insurance, Personal Insurance, Workers Comp by
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Megan Doyle started her journey with Colstan & Associates in 2017. Before working here her only experience with insurance was her own policies, now Megan can help with most of your insurance needs. She understands the hassle of insurance and wants to make your experience hassle free. As she works on getting her Personal & Commercial License, she is the Assistant to the Office Manager for our office. Prior to Colstan & Associates, Megan worked as a nanny for several years and also worked with young adults with learning disabilities. She found that helping others was something she was passionate about. From teaching kids ABC’s to teaching young adults how to manage time and money. No task was ever to big or to small for Megan. Megan enjoys going to concerts, hanging out with her family and friends, sitting next to a bonfire, and playing with her dogs on her free time....

11 Mar

Posted at 12:05h in Business Insurance by
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Let's talk about business insurance for entrepreneurs. Before starting a business, it is essential that you are aware of the factors that could affect it. Businesses are often exposed to certain risks that could impact or halt their operations simultaneously. From natural disasters and terrorism to financial risks, it’s imperative that entrepreneurs take the proper steps to protect their businesses. Fortunately, there are a number of types of business insurance that can help protect your business. For those looking to start a business, or already have one, below are a few business insurance types to keep in mind. Workers’ Compensation Insurance Every business with employees should have workers’ compensation insurance. Workers’ Compensation Insurance should be added immediately after the first employee is hired. This type of insurance helps cover and take care of medical treatments and death benefits. In other words, it helps protect you from pricey claims at the event an employee gets...

10 Mar

Posted at 16:58h in Business Insurance, Car Insurance, Commercial Property, Disability Insurance, Insurance, Personal Insurance, Workers Comp by
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Meet our very own talented Mary Marrazzo.Meet our very own talented Mary Marrazzo. Mary started at Colstan & Associates in 2017 as a Customer Service Representative. After receiving her Personal & Commercial License, she transitioned from a Customer Service position to a fully licensed Insurance Broker.Prior to coming to Colstan & Associates, Mary was in a very different industry. Growing up she found herself enthralled with all things beauty. As a teenager, Mary immersed herself in local beauty pageants which then became the catalyst for her career in the world of esthetics.While attending school to become licensed in the field as an esthetician, she became well versed in the MediSpa industry. Mary specialized in chemical peels, microdermabrasion, laser hair removal and much more.Today, having the beauty industry experience and knowledge merged with the insurance connections has given us here at Colstan and Associates a unique opportunity. With our powerhouse Broker...