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Here are some benefits of having Umbrella Insurance. When people get insurance they think of the basics: Homeowners/Renters, auto insurance, and life insurance. They think that is all they need. However, they need much more. Umbrella insurance, also known as excess liability insurance, is a way to protect you financially. This can protect someone if they are being sued, they have hit the limit on their auto insurance, or their homeowner’s insurance has been reached.   No one truly knows when a situation may arise where you will need the extra cushion in your life. Umbrella insurance is just the extra cushion you need in your life. Having this policy will be able to help when other insurances are limited in their ability to help you. In other terms it takes care of the gaps in your coverage. Umbrella insurance is very affordable and easy to obtain. It starts by reaching out to your friendly neighborhood insurance company- Colstan and Associates. When reaching...

As 2019 comes to a close, we often look back at the year as a whole and see where we could have done better and where we succeeded admiralty. Then as we also often do we plan our goals for the following year.In 2020, we might plan to start a business, grow our business, or even grow personally. With all this in mind it is important to make sure that all the information you need is in front of you. You can visit our website for more info on business insurance Colstan Business InsuranceFor starters, write out your goals for the overall year. Then break down the goals to quarterly and then monthly goals. From there do your research!One of the most important items that you will need no matter the goal you set forth is having the right insurance. The right insurance is crucial in not only protecting you where you need it most but it...

Here at Colstan we provide all of our clients with support and care because when you insure with us you are a part of our family. That is why we wanted to take this time to share a post on our family so that you can get to know us better! ALFREDO STANCO President Al has been in the insurance business since 1992. He started his own brokerage, Colstan & Associates in December of 2000. He has worked with all types of businesses and has assisted many individuals in achieving their insurance needs. Over the years, Al has looked out for his clients to make sure that each insurance policy contains the correct coverage's for an affordable premium and he has picked a staff to provide impeccable service. Al’s hobbies include playing with his 3 boys, riding ATV’s and doing yard work. MARIA VICARI Office Manager Licensed Broker Personal and Commercial lines Maria joined Colstan & Associates, Inc. during March of 2008. She is...

Remember those “Baby On Board” suction cup signs that parents used to put in their car rear window before bringing a newborn home from the hospital? Well, that baby is now grown and is ready to hit the road solo with a license in hand. If you haven’t started the conversation with them already, it’s time to talk to your children about safe driving with the focus on not texting and driving and not driving distracted. It just may save their life or the lives of others on the road with them, and it may help lower that costly teenage driver car insurance as an added perk.While it may be very difficult to believe as you watch your teen shrug, roll their eyes and walk out of the room, they really do listen to their parents above most other influences. Though ideally, the time to begin talking to your kids...

Meet our very own talented Mary Marrazzo.Meet our very own talented Mary Marrazzo. Mary started at Colstan & Associates in 2017 as a Customer Service Representative. After receiving her Personal & Commercial License, she transitioned from a Customer Service position to a fully licensed Insurance Broker.Prior to coming to Colstan & Associates, Mary was in a very different industry. Growing up she found herself enthralled with all things beauty. As a teenager, Mary immersed herself in local beauty pageants which then became the catalyst for her career in the world of esthetics.While attending school to become licensed in the field as an esthetician, she became well versed in the MediSpa industry. Mary specialized in chemical peels, microdermabrasion, laser hair removal and much more.Today, having the beauty industry experience and knowledge merged with the insurance connections has given us here at Colstan and Associates a unique opportunity. With our powerhouse Broker...

[caption id="attachment_7911" align="aligncenter" width="300"] Texting and driving can cause accidents[/caption]30%. That's the number of drivers in the United States that admitted they have had a "near miss" due to being distracted while driving an automobile. Have you talked to your loved ones about keeping their focus on the road while driving? Don't wait. Drive Safe. Taking your eyes of the road for a period of seconds can cause an accident, so that is a good reason not to text and drive.Did you know most cell phones carriers have the option on blocking incoming calls if you would like.   Or have you thought of auto answer?  Most phones can be programmed to be answered automatically which is a good thing when divining. ...