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Personal Insurance

When you buy a boat, yacht, jet ski, you can’t help but think of all the fun you’re going to have on the water. There are important considerations you have to take to keep your investment secure and have peace of mind Here are the most common types of Boat/Yacht and Marine Insurance: Boat Insurance: Boat insurance protects your boat just as auto insurance protects your car. A boat insurance policy may cover you and your boat or personal watercraft against liability and damage in the case of a boating accident. In addition, Boat Insurance can also cover your motorboat, sailboat, or other types of watercraft in the event it is stolen. Towing and Assistance Coverage: With this coverage you can transport your boat/yacht to a repair facility when it’s inoperable and you’re stranded. Other emergency services such as gas delivery for boats and roadside aid are granted with this policy. Agreed Value: Whether your boat is...

Here are some benefits of having Umbrella Insurance. When people get insurance they think of the basics: Homeowners/Renters, Auto Insurance, and Life Insurance. They think that is all they need. However, they need much more. Umbrella Insurance, also known as Excess Liability Insurance, is a way to protect you financially. This can protect someone if they are being sued, they have hit the limit on their Auto Insurance, or their Homeowner’s Insurance has been reached.   No one truly knows when a situation may arise where you will need the extra cushion in your life. Umbrella Insurance is just the extra cushion you need in your life. Having this policy will be able to help when other insurances are limited in their ability to help you. In other terms it takes care of the gaps in your coverage. Umbrella Insurance is very affordable and easy to obtain. It starts by reaching out to Colstan and Associates. When reaching out to us will...

As 2019 comes to a close, we often look back at the year as a whole and see where we could have done better and where we succeeded admiralty. Then as we also often do we plan our goals for the following year. In 2020, we might plan to start a business, grow our business, or even grow personally. With all this in mind it is important to make sure that all the information you need is in front of you. You can visit our website for more info on business insurance Colstan Business Insurance For starters, write out your goals for the overall year. Then break down the goals to quarterly and then monthly goals. From there do your research! One of the most important items that you will need no matter the goal you set forth is having the right insurance. The right insurance is crucial in not only protecting you where you need it most but it...

Many people wonder why they need homeowners insurance. A lot of the time people look at it as an extra cost that they don’t need. While we understand the need and want to save money this is something you don’t want to miss out on. With the holiday season fast approaching there are more dangers to consider. There can be an overload on the electric as you decorate for the holidays, causing the electric to fail or worse a fire. With the colder weather there can be a snowstorm that could cause trees to break or cause other issues in the home. During the rest of the year fires, lightning storms, hurricanes, and much more can affect your home. That is why we have listed the top five reasons to make sure your home is insured, besides the obvious that the mortgage lender requires you to have Homeowners Insurance.   1. Insurance covers your personal belongings and protects your liability Not...

Here at Colstan we provide all of our clients with support and care because when you insure with us you are a part of our family. That is why we wanted to take this time to share a post on our family so that you can get to know us better! ALFREDO STANCO President Al has been in the insurance business since 1992. He started his own brokerage, Colstan & Associates in December of 2000. He has worked with all types of businesses and has assisted many individuals in achieving their insurance needs. Over the years, Al has looked out for his clients to make sure that each insurance policy contains the correct coverage's for an affordable premium and he has picked a staff to provide impeccable service. Al’s hobbies include playing with his 3 boys, riding ATV’s and doing yard work. MARIA VICARI Office Manager Licensed Broker Personal and Commercial lines Maria joined Colstan & Associates, Inc. during March of 2008. She is...

Megan Doyle started her journey with Colstan & Associates in 2017. Before working here her only experience with insurance was her own policies, now Megan can help with most of your insurance needs. She understands the hassle of insurance and wants to make your experience hassle free. As she works on getting her Personal & Commercial License, she is the Assistant to the Office Manager for our office.   Prior to Colstan & Associates, Megan worked as a nanny for several years and also worked with young adults with learning disabilities. She found that helping others was something she was passionate about. From teaching kids ABC’s to teaching young adults how to manage time and money. No task was ever to big or to small for Megan.   Megan enjoys going to concerts, hanging out with her family and friends, sitting next to a bonfire, and playing with her dogs on her free time....

Meet our very own talented Mary Marrazzo. Meet our very own talented Mary Marrazzo. Mary started at Colstan & Associates in 2017 as a Customer Service Representative. After receiving her Personal & Commercial License, she transitioned from a Customer Service position to a fully licensed Insurance Broker. Prior to coming to Colstan & Associates, Mary was in a very different industry. Growing up she found herself enthralled with all things beauty. As a teenager, Mary immersed herself in local beauty pageants which then became the catalyst for her career in the world of esthetics. While attending school to become licensed in the field as an esthetician, she became well versed in the MediSpa industry. Mary specialized in chemical peels, microdermabrasion, laser hair removal and much more. Today, having the beauty industry experience and knowledge merged with the insurance connections has given us here at Colstan and Associates a unique opportunity. With our powerhouse Broker...

Have you recently become injured or have been affected by a disease that has rendered you incapable of working? Here at Colstan & Associates we offer an insurance that insures you will be compensated for your time lost at work. Call us today for a quote at 631-266-2800 or visit us at www.colstan.com ....