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631-226-2800 NY | 609-451-0844 NJ
631-226-2800 NY
609-451-0844 NJ

Workers Comp

20 Mar

Posted at 12:30h in Business Insurance, Car Insurance, Commercial Property, Disability Insurance, Homepage, Insurance, Personal Insurance, Workers Comp by
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Here are some benefits of having Umbrella Insurance. When people get insurance they think of the basics: Homeowners/Renters, auto insurance, and life insurance. They think that is all they need. However, they need much more. Umbrella insurance, also known as excess liability insurance, is a way to protect you financially. This can protect someone if they are being sued, they have hit the limit on their auto insurance, or their homeowner’s insurance has been reached.   No one truly knows when a situation may arise where you will need the extra cushion in your life. Umbrella insurance is just the extra cushion you need in your life. Having this policy will be able to help when other insurances are limited in their ability to help you. In other terms it takes care of the gaps in your coverage. Umbrella insurance is very affordable and easy to obtain. It starts by reaching out to your friendly neighborhood insurance company- Colstan and Associates. When reaching...

29 Nov

Posted at 15:50h in Business Insurance, Commercial Property, Disability Insurance, Insurance, Workers Comp by
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Every year businesses think about their overall profit for the year. In some cases, if they are in the red, they will soon be in the black with the sales that commence around Black Friday and Cyber Monday. If a business is in the black, they will use Black Friday and Cyber Monday to bring in more profits than they already have for the year. Black Friday and Cyber Monday are two “holidays” that have become a big part of our culture. On the Friday after thanksgiving around midnight you can see people lining up outside malls and stores to get the first chance at the sales for gifts for their loved ones. Cyber Monday is similar, but is web based and most of the same businesses that had black Friday sales also have Cyber Monday sales. At Colstan we admire the turn around that these businesses create as they enter...

22 Nov

Posted at 12:30h in Business Insurance, Car Insurance, Commercial Property, Disability Insurance, Insurance, Personal Insurance, Workers Comp by
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Here at Colstan we provide all of our clients with support and care because when you insure with us you are a part of our family. That is why we wanted to take this time to share a post on our family so that you can get to know us better! ALFREDO STANCO President Al has been in the insurance business since 1992. He started his own brokerage, Colstan & Associates in December of 2000. He has worked with all types of businesses and has assisted many individuals in achieving their insurance needs. Over the years, Al has looked out for his clients to make sure that each insurance policy contains the correct coverage's for an affordable premium and he has picked a staff to provide impeccable service. Al’s hobbies include playing with his 3 boys, riding ATV’s and doing yard work. MARIA VICARI Office Manager Licensed Broker Personal and Commercial lines Maria joined Colstan & Associates, Inc. during March of 2008. She is...

16 Mar

Posted at 17:17h in Business Insurance, Insurance, Personal Insurance, Workers Comp by
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Megan Doyle started her journey with Colstan & Associates in 2017. Before working here her only experience with insurance was her own policies, now Megan can help with most of your insurance needs. She understands the hassle of insurance and wants to make your experience hassle free. As she works on getting her Personal & Commercial License, she is the Assistant to the Office Manager for our office. Prior to Colstan & Associates, Megan worked as a nanny for several years and also worked with young adults with learning disabilities. She found that helping others was something she was passionate about. From teaching kids ABC’s to teaching young adults how to manage time and money. No task was ever to big or to small for Megan. Megan enjoys going to concerts, hanging out with her family and friends, sitting next to a bonfire, and playing with her dogs on her free time....

10 Mar

Posted at 16:58h in Business Insurance, Car Insurance, Commercial Property, Disability Insurance, Insurance, Personal Insurance, Workers Comp by
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Meet our very own talented Mary Marrazzo.Meet our very own talented Mary Marrazzo. Mary started at Colstan & Associates in 2017 as a Customer Service Representative. After receiving her Personal & Commercial License, she transitioned from a Customer Service position to a fully licensed Insurance Broker.Prior to coming to Colstan & Associates, Mary was in a very different industry. Growing up she found herself enthralled with all things beauty. As a teenager, Mary immersed herself in local beauty pageants which then became the catalyst for her career in the world of esthetics.While attending school to become licensed in the field as an esthetician, she became well versed in the MediSpa industry. Mary specialized in chemical peels, microdermabrasion, laser hair removal and much more.Today, having the beauty industry experience and knowledge merged with the insurance connections has given us here at Colstan and Associates a unique opportunity. With our powerhouse Broker...

19 Nov

Posted at 22:48h in Workers Comp by
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As a business owner, keeping your employees safe is an important part of your job. And as a New York State employer of one or more employees, you are required by law to provide your employees with a workers’ compensation policy. A workers’ compensation insurance policy ensures your employees receive monetary relief and medical benefits in the of an on-the-job injury or job-related illness as well as survivor benefits to families in case of death. Workers’ Compensation protects you, the employer, from liability. Who Are the Players?There are a number of key parties that play an important role in Workers Compensation and who are responsible for how it works: New York State Workers’ Compensation BoardThe Workers’ Compensation Board (Board) was established to ensure the New York State Workers’ Compensation Law (WCL) is carried out. The major responsibility of the Board is the adjudication of claims. It also makes sure employers provide...