A coastal home can be a place for you to retreat from the pace of everyday life; protecting it requires sufficient coastal property insurance. It can also be a breathtaking place to call home. Whether you live close to shore or if you have a vacation home right on the beach, you need to make sure that your homeowner’s policy includes every consideration that is common to coastal real estate. Unlike traditional homeowner’s insurance, coastal property insurance covers items and situations that are unique to that kind of property. Without the proper coverage, you have little recourse when the elements wreak their havoc on your property. You could wind up paying many thousands of dollars in damage on your own.
Coastal property insurance takes into account the kind of natural disasters that are common in oceanfront environments. Hurricanes, rising tides, unexpected storms – all of these things can create problems that conventional homeowner’s insurance simply will not solve. Shelter yourself from the financial risk with a coastal property insurance policy.
You need coverage in addition to what a typical homeowners policy provides. You also need different coverages due to varying exposures and hazards of living by the water.
Worried about the cost of coastal property insurance? It is likely less costly than you think and what little extra expense it might carry pales in comparison to having to come up with the money to repair – or even demolish – a home that has been ravished by nature’s fury. Is being protected from that kind of loss worth the extra expense? We think you will agree that it is.
You bought that home because of its location. Don’t let your dream home become a nightmare. Before the unthinkable happens, you owe it to yourself and to the home you’ve worked so hard to obtain to have the right insurance coverage. Call or submit the form below for a free, no-obligation quote.