Florida Contractor Insurance
Protect Your Business, Your Crew, and Your Future
Running a contracting business in Florida comes with opportunity but also risk. From job-site injuries to property damage and liability claims, a single incident can cost thousands.
At Colstan Insurance, we specialize in contractors’ insurance in Florida, helping builders, tradespeople, and business owners stay protected, compliant, and confident.
What Is Contractors’ Insurance?
Contractors’ insurance is a customized insurance solution designed to protect construction professionals from financial loss. Whether you’re a general contractor or a specialized tradesperson, the right coverage safeguards
your business from lawsuits, accidents, and unexpected disruptions.
Why Contractors in Florida Need Insurance
- Severe weather risks (hurricanes, storms)
- Strict licensing and compliance requirements
- High litigation exposure
- Job site accidents and worker injuries
Types of Contractors We Cover
We provide insurance solutions for a wide range of contractors across Florida
General Contractors
Plumbers
Landscaping Contractors
Flooring Contractors
HVAC Technicians
Electrical Contractors
Carpenters
Painters
What Does Contractors Insurance Cover?
General Liability Insurance
Protects against third-party injuries,
property damage, and legal claims.
Tools & Equipment Coverage
Protects your tools from theft,
damage, or loss.
Workers’ Compensation Insurance
Covers medical expenses and lost wages
if an employee is injured on the job.
Builder’s Risk Insurance
Covers buildings under construction from
damage caused by fire, weather, or vandalism.
Commercial Auto Insurance
Covers vehicles used for business
purposes, including trucks and vans.
How Much Does Contractors’ Insurance Cost in Florida?
- Type of work performed
- Business size and revenue
- Number of employees
- Coverage limits
- Claims history
Why Choose Colstan Insurance?
- Licensed in 23+ states
- Award-winning agency (Best of Long Island 2025 & 2026)
- Access to top-rated insurance carriers
- Customized policies for contractors
- Fast quotes and expert guidance
We don’t believe in one-size-fits-all policies. We build insurance solutions around your business. Don’t wait until something goes wrong.
Protect your business, your employees, and your reputation with the right coverage.