Personal Insurance

Personal Insurance in New York, Florida & Beyond

Protecting your home, vehicles, and belongings starts with understanding your insurance options. Colstan & Associates helps individuals and families explore personal insurance suited to their needs, priorities, and budget. With offices in New York and Florida, we serve clients across 26+ states. Whether you’re purchasing insurance for the first time or reviewing existing policies, our team helps you understand coverage, limits, and deductibles.

Explore Our Personal Insurance Options

Auto Insurance

Explore coverage for your vehicle and liability needs. Our agents can explain available options and help you consider coverage based on your driving habits and circumstances.

Homeowners Insurance

Find coverage options for your home, personal belongings, and personal liability. We help you review your property’s features and discuss protection suited to your needs.

Condo & Renters Insurance

Condo owners and renters have different insurance needs. Our team can help you explore protection for belongings, personal liability, and other eligible expenses, and explain how your policy relates to building coverage.

Flood Insurance

Explore separate flood insurance options for your property. Our agents can help you discuss availability, coverage limits, and deductibles for your location.

Umbrella Insurance

Consider an additional layer of liability protection above qualifying underlying policies. We can help you understand policy requirements and whether umbrella insurance fits your needs.

Boat & Recreational Insurance

Explore insurance options for boats, motorcycles, and other recreational vehicles. Discuss how you use them, where you keep them, and the coverage options available.

Guidance as Your Needs Change

Buying a home, adding a driver, moving, or purchasing a boat can change your insurance needs. Colstan can help you review existing policies, discuss potential gaps, and explore available discounts.