Most people do not really know what umbrella insurance NY is. They buy their auto insurance, life insurance, and their homeowners insurance, and leave it at that. After all, what coverage beyond that do you need? Actually, that is the perfect question.
Umbrella insurance NY goes by several names. Another name for it is excess liability insurance. This insurance is meant to protect you financially when you are facing a lawsuit or when the limits of your auto insurance or homeowner’s insurance policy have been reached. You never know when you may have a lawsuit filed against you or when you will face a problem that will go beyond the limits of your other insurance policies.
You have gone to the trouble to protect yourself with auto insurance and homeowners insurance so you need the final piece of the puzzle. You need the insurance policy that will step in when these insurance policies are limited in their ability to help or when they cannot help at all. Umbrella insurance serves to protect you by taking care of the gaps in your coverage.
Umbrella insurance is very affordable. We will work closely with you to determine how much umbrella coverage you need. Then we will work to get you that precise amount of coverage at a price you can afford. Call Colstan & Associates or submit the form below for a free, no-obligation quote.